Self-Employment: It’s Okay to Raise Your Rates
Self-employed and afraid to raise your rates? Learn why this fear is common and how valuing your time is part of emotional well-being. By Sergio ToledoEditor-in-Chief, Heed to Heal Introduction…
Decision Fatigue When Every Dollar Counts
Constantly weighing every purchase when money is tight can drain your energy. Learn why decision fatigue happens in poverty and how to ease the mental load. By Sergio ToledoEditor-in-Chief, Heed…
When Tipping Starts to Feel like a Demand
Digital tip prompts are everywhere, but they can make customers feel pressured instead of appreciated. Here’s how to navigate tipping without the guilt. By Sergio ToledoEditor-in-Chief, Heed to Heal Introduction…
When a Friend’s Generosity Starts to Feel Like Pressure
When a friend’s generosity starts to feel overwhelming, it can cause guilt, pressure, and resentment. Here’s how to cope without damaging the friendship. By Sergio ToledoEditor-in-Chief, Heed to Heal Introduction…
When Your Partner Spends Too Much: Coping With Financial Imbalance
If your partner spends impulsively and it’s hurting your finances, you’re not alone. Here’s how to cope, communicate, and protect your stability. By Sergio ToledoEditor-in-Chief, Heed to Heal Introduction Money…
The Invisible Stress of Living Paycheck to Paycheck
Living paycheck to paycheck creates a level of daily stress that often goes unseen—but its emotional toll is very real. By Sergio ToledoEditor-in-Chief, Heed to Heal Introduction There’s a kind…
How to Cope with Financial Stress and Take Care of Yourself
Struggling with financial stress? Learn how to care for your mental and emotional well-being during tough times with practical, judgment-free tips for coping and taking small, empowering steps forward. By…
Why Financial Hardship Is More Likely if You’re Disabled or Sick
Higher living costs, more barriers to work and a large disability pay gap all increase the risk of poverty. Cutting benefits is not a solution. By Dr. William E. DonaldAssociate Professor of Sustainable Careers…
Financial Hardship Is the Biggest Driver of Loneliness
One in four Australians report feeling lonely. As more people grapple with a cost-of-living crisis, a key driver of loneliness is financial hardship. By Dr. Michelle H LimAssociate Professor of Psychology University of Sydney Introduction One in…
Why We Hate Making Financial Decisions – And What To Do About It
Research suggests that the reason people may put off funding their 401(k) plans or managing credit card debt is because our perception of finance as ‘cold’ conflicts with our hot-blooded emotions.…
